Funding

You can securely fund your account by logging in to MyAccount and visiting the Funding page.

FOREX.com cannot accept deposits from third parties. Please note that you may experience longer processing times if the name on the originating account does not match your FOREX.com account.

There are four easy ways to fund your account:

Bank Transfer – Recommended

You can transfer a maximum of $10,000 or currency equivalent per transaction and funds will typically be available immediately for trading. The minimum transaction for bank transfers is $100 per transaction. We accept USD, no fee for bank transfers.

Debit Card

You can deposit a maximum of $10,000 (or currency equivalent) per transaction and funds will typically be available immediately for trading. The minimum transaction for bank transfers is $100 per transaction. We accept Visa and MasterCard in USD, GBP and EUR. However, please be aware that all debit card transactions are automatically converted to USD.

FOREX.com does not charge fees for incoming card deposits. If you deposit funds from abroad, you may be charged a cross-border fee or currency conversion fee by your issuing bank.

Wire Transfer

There is no minimum or maximum deposit amount for wire transfers. Wire transfers may take up to 1-2 business days for domestic wires and 2-5 days for international wires before they are available for trading. We accept USD, EUR, CAD, JPY, CHF, AUD and GBP. FOREX.com does not charge fees for income wires. However, your bank may charge a service fee. Wire transfers that involve a bank outside of the US may require an intermediary US bank. US intermediary banks may charge a transaction fee.

Personal or Business Check

There is no minimum or maximum deposit amount for checks. A check may take up to 5-10 business days from the receipt of the check to be posted to your account. We accept USD.

We recommend that you maintain an adequate excess margin balance above your required margin. Maintaining low excess margin levels in your account may prohibit you from trading certain products or lead to undesired liquidations resulting from an adverse market move.

To allow you more flexibility and greater degree of risk management, we recommend you maintain a minimum $2,500 in your trading account.

Bank Transfers and Debit Card Transactions

Minimum Transaction Size - $100
Maximum Transaction Size - $10,000

There is a $50,000 limit on the dollar amount that may be deposited over a seven (7) multi-day period on Bank Transfers. We recommend wire transfers for deposits greater than $50,000, in which case any incoming wire fees will be rebated to you.

Wire Transfer

No limits on transaction size or restrictions.

Currently, we are not accepting personal or business checks.

All customer deposits are kept separate from our own operating funds and distributed across a global network of custodian banks. Every bank we use holds an investment-grade rating and is monitored as per the guidelines set by the Risk Committee of GAIN's Board of Directors.

A third party is considered to be anyone who is not an owner of the account.

For the purposes of a funding or withdrawal transaction, the name(s) on the FOREX.com trading account must be an exact match with the name(s) on the account of the other financial institution.

Yes, you are free to use multiple sources at any time to fund your account.

Keep in mind, if you have deposited funds using multiple methods you must exhaust the total deposit amounts based in the following order:

1. Bank Transfer
2. Debit Card
3. Wire
4. Paper Check

Excess funds may be withdrawn via bank transfer, wire or paper check. In the event you add a new bank account to withdraw excess funds, FOREX.com will require evidence of the account by uploading a bank statement.

In accordance with our anti-money-laundering policy, we are legally obligated to verify the status of the original funding account before we can process a withdrawal of funds to another source.

In the event that the original funding account is no longer available, you will need to provide us with evidence of its status, such as an account statement or relative document issued by your bank. Documentation must include the following:

• Name of the account holder (must match name on FOREX.com account)
• Last four digits of account number and/or payment to FOREX.com
• Language noting the status change of your account

Your bank may decline your transaction for several reasons. These may include:

• Insufficient funds
• Incorrect expiry date
• Incorrect CVC number (the 3-digit security code on the back of your card)
• Invalid card number
• Out-of-date address details
• Suspected fraudulent transaction

To resolve this, you will need to contact your card issuer.

You may have reached the $50,000 limit on the dollar amount that may be deposited over a seven (7) multi-day period. We recommend wire transfers for deposits greater than $50,000, in which case any incoming wire fees will be rebated to you.

If this is not the case, please contact us.

No, we do not accept payments through Western Union or Paypal.

When you deposit funds into your FOREX.com via a card, it will appear as a purchase.

Your deposit may be reduced by a service fee charged by your bank. FOREX.com does not charge incoming wire fees.

Funds deposited by bank transfer are not available for withdrawal until 5 business days after the deposit date.

Fund transfers are available between linked trading accounts. To link accounts, click the 'Link Your Trading Account' button in the Summary section of MyAccount and follow the instructions. Please allow up to two business days to process your request. You will receive an email with additional instructions once the accounts are linked.

After the accounts are linked, you can click the Transfer button in the Funding section of MyAccount to transfer funds between them.