How can I fund my account?
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You can securely fund your account by logging in to MyAccount and visiting the funding page. Forex.com cannot accept deposits from third parties. Please note that you may experience longer processing times if the name on the originating account does not match your FOREX.com account.
There are three easy ways to fund your account:
Bank Transfer (ACH) – Recommended
You can transfer a maximum of $10,000 or currency equivalent per transaction and funds will typically be available immediately for trading. The minimum transaction for bank transfers is $100 per transaction. We accept USD, no fee for bank transfers.
Wire Transfer
There is no minimum or maximum deposit amount for wire transfers. Wire transfers may take up to 1-2 business days for domestic wires and 2-5 days for international wires before they are available for trading. We accept USD, EUR, CAD, JPY, CHF, AUD and GBP. FOREX.com does not charge fees for income wires. However, your bank may charge a service fee. Wire transfers that involve a bank outside of the US may require an intermediary US bank. US intermediary banks may charge a transaction fee.
Debit Card
Debit cards must be verified before use. You can deposit a maximum of $10,000 (or currency equivalent) per transaction and funds will typically be available immediately for trading. The minimum transaction for bank transfers is $100 per transaction. We accept Visa and MasterCard in USD, GBP and EUR. However, please be aware that all debit card transactions are automatically converted to USD. FOREX.com does not charge fees for incoming card deposits. If you deposit funds from abroad, you may be charged a cross-border fee or currency conversion fee by your issuing bank.
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What is the minimum/maximum amount I can deposit?
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You can deposit a minimum of $100 per transaction if funding by bank transfer or debit card. However, we recommend a minimum $2,500 to allow you more flexibility and better risk management when trading your account.
You can deposit a maximum of $10,000 per transaction if you are funding by bank transfer or debit card. Wire transfers have no restriction on transaction size.
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Can I fund with a personal check or business check?
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Currently, we are not accepting personal or business checks.
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How are my funds protected?
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All customer deposits are kept separate from our own operating funds and distributed across a global network of custodian banks. Every bank we use holds an investment-grade rating and is monitored as per the guidelines set by the Risk Committee of GAIN's Board of Directors.
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What is third-party funding?
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A third party is considered to be anyone who is not an owner of the account.
For the purposes of a funding or withdrawal transaction, the name(s) on the FOREX.com trading account must be an exact match with the name(s) on the account of the other financial institution.
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Can I use multiple payment sources to fund my account?
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Yes, you are free to use multiple sources at any time to fund your account.
Keep in mind, if you have deposited funds using multiple methods you must exhaust the total deposit amounts based in the following order:
- Bank Transfer
- Debit Card
- Wire
- Paper Check
Excess funds may be withdrawn via bank transfer, wire or paper check. In the event you add a new bank account to withdraw excess funds, FOREX.com will require evidence of the account by uploading a bank statement.
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What should I do if the card I used to fund my account is closed, lost, stolen or not available for withdrawal?
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In accordance with our anti-money-laundering policy, we are legally obligated to verify the status of the original funding account before we can process a withdrawal of funds to another source.
In the event that the original funding account is no longer available, you will need to provide us with evidence of its status, such as an account statement or relative document issued by your bank. Documentation must include the following:
- Name of the account holder (must match name on FOREX.com account)
- Last four digits of account number and/or payment to FOREX.com
- Language noting the status change of your account
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My deposit has been declined. What should I do?
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Your bank may decline your transaction for several reasons. These may include:
- Insufficient funds
- Incorrect expiry date
- Incorrect CVC number (the 3-digit security code on the back of your card)
- Invalid card number
- Out-of-date address details
- Suspected fraudulent transaction
To resolve this, you will need to contact your card issuer.
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Does FOREX.com accept Western Union or PayPal?
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No, we do not accept payments through Western Union or Paypal.
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How will a card deposit appear on my bank statement?
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When you deposit funds into your FOREX.com via a card, it will appear as a purchase.
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Why is the amount posted in my account less than the amount I wired?
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Your deposit may be reduced by a service fee charged by your bank. FOREX.com does not charge incoming wire fees.
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I funded my account by bank transfer. Why don't I see this amount available for withdrawal or transfer?
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Funds deposited by bank transfer are not available for withdrawal until 5 business days after the deposit date.
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Can I transfer funds between multiple trading accounts?
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Fund transfers are available between linked trading accounts. To link accounts, click the 'Link Your Trading Account' button in the Summary section of MyAccount and follow the instructions. Please allow up to two business days to process your request. You will receive an email with additional instructions once the accounts are linked.
After the accounts are linked, you can click the Transfer button in the Funding section of MyAccount to transfer funds between them.
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Why do I need to verify my debit card?
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It is our responsibility to adhere to Anti-Money Laundering rules and regulation. For the security of our customers and to reduce fraud, we verify the ownership of debt cards prior to use.
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How can I verify my debit card?
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The easiest way to validate a debit card is to upload a redacted image of your debt card.

In some cases, you will need to provide us with an image of the front and back of your card.
You may also provide a copy of a bank statement associated with the debit card.
The bank statement must include the following:
- Your name, current mailing address, and account number (usually shown with only the last four digits of your account number for security purposes) and,
- Debit card transaction that includes the last four digits of debit card
JP Morgan Chase

Wells Fargo Bank

Bank of America Customers
Log in to your bank account > Menu > Manage Debit Card/Credit Card > Select the debit card. Take a screenshot of the debit card image and upload to your FOREX.com account.

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How to redact your debt card image?
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Your debit card image must be redacted and must be limited to the following:
- Cardholder name
- Last four digits of your card number
Some ways to redact information:
- Simply place your finger over the first 12 numbers of the card
- Use opaque tape or paper to cover the first 12 numbers of your card number before taking a picture of your debit card
- Print the image and use a black sharpie to cross out first 12 numbers of your debit card, or
- Use a photo editing application or software to hide the first 12 numbers of your debit card
Debit card images that are not redacted will not be accepted
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How long does it take to verify a debit card?
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Once you have uploaded your document(s), we will verify them as soon as possible. It may take up to 48 hours to verify your document(s).
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